Climate change, urbanization, and inadequate infrastructure exacerbate urban flood risks, yet one critical factor remains largely overlooked: hazardous debris such as cars, construction materials, wood, plastic containers among others. In the Valencia 2024 flood alone, the Spanish Insurance Compensation Consortium reported about 144,000 vehicles damaged or destroyed, many of them mobilized by the flow, which demonstrates the scale of large-debris impacts during floods. Debris alters and intensifies flooding impacts by clogging drainage systems and streets, decreasing flow conveyance, and causing direct damage to infrastructure, lives, and ecosystems. Nevertheless, debris dynamics are largely absent from flood risk assessments and management strategies. This Commentary highlights the urgent need to integrate debris considerations into urban flood planning and emergency response. Using case studies from recent catastrophic floods, we illustrate how debris amplifies hazard. We explore emerging scientific insights into the influence of debris in different flood types (flash, fluvial, coastal, tsunamis), and discuss why current management strategies fail to incorporate this factor. A solution-oriented roadmap is possible and we propose an actionable strategy toward the integration of debris into flood risk management, contributing to adapting cities toward higher levels of safety and resilience.