Vehicular ad hoc networks (VANETs) must simultaneously satisfy stringent reliability, latency, and sustainability targets under highly dynamic urban and highway mobility. Existing solutions typically optimise one or two dimensions (link stability, clustering, or energy) but lack an integrated, adaptive mechanism that fuses heterogeneous metrics while remaining lightweight and deployable. This paper introduces a VANET routing protocol named SYMPHONY (Synergistic Hierarchical Metric-Fusion and Predictive Hybrid Optimization for Network Yield) that operates in three coordinated layers: (i) a compact neighbourhood filtering stage that reduces forwarding scope and eliminates transient relays, (ii) a cluster layer that elects resilient cluster heads using fuzzy energy-aware metrics and backup leadership, and (iii) a global inter-cluster optimizer that blends a GA-reseeded swarm metaheuristic with a stability-aware pheromone scheme to produce multi-objective routes. Crucially, SYMPHONY employs an ultra-lightweight online weight-adaptation module (contextual linear bandit) to tune metric fusion weights in response to observed rewards (packet delivery ratio, end-to-end delay, and Green Performance Index). We evaluated the proposed routing protocol SYMPHONY versus strong modern baselines across urban and highway scenarios with varying density and resource constraints. The results demonstrate that SYMPHONY improves packet delivery ratio by up to 12–18%, reduces latency by 20–35%, and increases the Green Performance Index by 22–45% relative to the best baseline, while keeping control overhead and per-node computation within practical bounds.