This paper presents an analytic expression for the high-temperature limit of Breit-Wheeler pair production in a black-body field to lowest order in perturbation theory, of interest in early-universe cosmology. The limit is found to be a good approximation for temperatures above about three times the electron rest energy. It is also found that coupling to low-energy processes remains important at arbitrarily high temperatures, due to the exchange of a low-energy virtual fermion near the mass shell. This appears mathematically in the rate as a logarithmic factor of the photon temperature divided by the electron rest mass.